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When it comes to buying a home, figuring out what you can actually afford can be difficult. We can help guide you through determining what you can afford. 

First, make sure you speak with a loan consultant to initially find out what programs are available and what amount you can afford. Second, what banks say you can afford and what you are comfortable with paying are not necessarily the same. So, if you don't already have a budget, make a list of all your monthly expenses. Exclude any existing mortgage or rent, and subtract the total from your take-home pay, and you'll know exactly how much you can spend on your new home each month.